Legal

Terms of Use

Last updated: January 2025

1. Acceptance

By accessing and using CanadaCalc (canadacalc.ca), you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use this website.

2. Nature of Service

CanadaCalc provides free financial estimation tools for informational and educational purposes only. All calculators are designed to help you understand and plan your finances โ€” they are not a substitute for professional financial, tax, legal, or mortgage advice.

3. No Professional Advice

Nothing on CanadaCalc constitutes financial advice, tax advice, legal advice, or mortgage advice. Results are estimates only. Before making significant financial decisions, consult a licensed professional in your province.

4. Accuracy

We make reasonable efforts to keep our data current and accurate. However, tax rates, mortgage rules, and government programs change frequently. We cannot guarantee all information is current, complete, or error-free. Use our calculators as a starting point for research, not a definitive answer.

5. Limitation of Liability

To the fullest extent permitted by applicable Canadian law, CanadaCalc and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this website or its calculators.

6. Intellectual Property

All content on CanadaCalc is owned by CanadaCalc and protected by Canadian copyright law. You may use the calculators for personal, non-commercial purposes only.

7. Governing Law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada.

8. Contact

Questions? Contact us at legal@canadacalc.ca